Math+Webquest

 This math lesson was adapted by Lynette Bockhorn from Laurel Mountain Elementary. I Can Spend __ MY __ M oney Any Way __I__ W ant!   Introduction * Task* Process * Evaluation* Conclusion

Introduction 
While you are in school, you can probably spend your money any way you want. You have no bills and everything is provided for you. But someday, you will have bills to pay on a regular basis. You will need to have a job to pay for many things such as your car, a place to live, and other monthly expenses. This __webquest__ will ask you to do some work, but its purpose is to allow you to dream about your future and realize what it will cost. When you know what your possible expenses may be, you can choose a career that will help you live the lifestyle that you want.  

Task 
This quest is important in looking into your future. This __webquest__ will ask you to choose a place to live, a car, and a job. You will be asked to find a house and a car, and calculate your monthly payments. Those payments will be added to a list of other monthly bills. Once you have totaled all of your monthly bills, you will search for a job that will pay you enough to support you in your lifestyle. Each part of the project is described and explained below.   Remember, this is a MATH class; therefore it is important to record CORRECT math answers. Check and re-check your work. 


<span style="font-size: 110%; color: #cc0099; font-family: 'Times New Roman', Times, serif;">

<span style="color: #cc0099; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 110%; color: #cc0099; font-family: 'Times New Roman', Times, serif;">
=<span style="color: #cc0099; font-family: 'Times New Roman', Times, serif;">**<span style="font-size: 150%; color: #cc0099; font-family: 'Times New Roman', Times, serif;">Process ** = - <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Complete the following.

<span style="font-size: 22px; color: #ff6600; font-family: 'Times New Roman', Times, serif;">Finding a house . ..
<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> This is the first step in your quest into your future. Most people have an idea of what type of house that they would like to own someday. It is your quest to find a house in which you will be comfortable and happy. <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif'; msospacerun: yes;"> <span style="font-family: 'Times New Roman','serif';"> //<span style="font-size: 14pt; color: black; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">Click on one of the sites linked below. // <span style="font-size: 14pt; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt;"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">On the site, choose the state of Texas and the kind of house you prefer. Choose your dream house or just a nice house and record the price on your worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #1). <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">To print out the Budget Worksheet, click the word <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';"> [|Budget Worksheet.doc] <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">here and either print to hand-write or use the electronic version to record information. <span style="font-size: 13.5pt; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> Once you have the price of the house go to:
 * <span style="font-family: 'Times New Roman','serif';"> [|realtor.com] __(__[]__)__
 * <span style="font-family: 'Times New Roman','serif';"> [|homeseekers.com]    ( [])

Yahoo Realestate Loan Payment Calculator: <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 16px; color: #0000ff; font-family: 'Times New Roman', Times, serif; mso-bidi-font-size: 13.5pt; msobidifontsize: 13.5pt;">[] <span style="font-size: 16px; color: #0000ff; font-family: 'Times New Roman', Times, serif;"> or <span style="font-size: 16px; color: #0000ff; font-family: 'Times New Roman', Times, serif;">[] <span style="font-size: 16px; color: #0000ff; font-family: 'Times New Roman', Times, serif;">

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Calculate your monthly payment. <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Follow the directions on your worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #2) <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">for the calculations and record your answer. <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-family: 'Times New Roman','serif';">

<span style="font-size: 22pt; color: #ff6600; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;"> <span style="display: block; font-size: 22pt; color: #ff6600; font-family: 'Times New Roman', Times, serif; text-align: left;">Finding a car. ..

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> Most people also have an idea of what type of car they would like to drive. It is your quest to find a car for yourself. <span style="color: black; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Go to a site listed below and choose a car that you would like to own or just a nice car. <span style="color: black; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Record the price of the car on your worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #3). <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">


 * <span style="font-family: 'Times New Roman','serif';"> [|autotrader.com]  <span style="font-size: 9pt; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt;">([]) <span style="font-family: 'Times New Roman','serif';">

<span style="font-size: 8pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Once you have the price of the car go to: <span style="font-size: 13.5pt; font-family: 'Times New Roman','serif';">[|Yahoo! Car Loan Payment Calculator] <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 9pt; color: #000000; font-family: Arial; mso-bidi-font-size: 13.5pt; msobidifontsize: 13.5pt;">[] <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">and calculate your monthly payment.


 * **Click on the tab that says LOAN first.** ||

<span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Follow the directions on your worksheet <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #4) <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> for the calculations and record your answer.

<span style="font-size: 22pt; color: #ff6600; font-family: 'Times New Roman', Times, serif;">Finding a job. ..

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">You may already have a career choice in mind for your future, or you may not. Using the <span style="color: black; font-family: 'Times New Roman','serif';"><span style="font-size: 15px; color: black; font-family: 'Times New Roman', Times, serif;">[|U.S. Government's Occupational Outlook Handbook], <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 9pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">( []  ) or <span style="font-size: 15px; font-family: 'Times New Roman', Times, serif;">[|What Do You Like?] [] <span style="font-size: 9pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">...find a career that you are interested in and record on the worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #5). <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 8pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Research the education that you will need to get this job worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #6), <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">and the earnings that you will make if you have this job worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #7). <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 8pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;"> //<span style="font-size: 16pt; color: black; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">Be sure to record all answers on your worksheet. <span style="font-size: 16pt; color: black; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt;"> // <span style="font-size: 8pt; color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">After you have found a salary you will need, calculate your monthly salary after the taxes have been taken out. Use the worksheet to do this and record your answers worksheet <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">(question #8 a-c).

<span style="font-size: 22pt; color: #ff6600; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;">

<span style="font-size: 22px; color: #ff6600; font-family: 'Times New Roman', Times, serif; background-color: #ffffff;">Filling out a resume. . . <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">

Once you have decided on a job, you must fill out a [|My First Resume.doc]. <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> (Click.) <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Complete the resume as you are now, not as you would be in the future. This resume form will be turned in with your other sheets at the conclusion of this webquest. <span style="font-size: 8pt; color: black; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt;">

<span style="font-size: 18pt; color: #ff6600; font-family: 'Times New Roman','serif';">Finding out your monthly expenses. . . <span style="font-family: 'Times New Roman','serif';">

<span style="font-size: 13.5pt; color: red; font-family: 'Times New Roman','serif';">Questions 9 – 11: <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Now that you have done your calculations enter your monthly house and car payments into your [|Monthly Bills Chart.doc] (Click.)<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> Then you are ready to total your monthly expenses. Add all of the numbers in the column labeled monthly payments and enter the total at the bottom. This tells you the smallest amount of money that you will need to support yourself each month.

<span style="font-size: 18pt; color: #ff6600; font-family: 'Times New Roman','serif';"> Deciding your future. . . <span style="font-size: 22px; color: #ff6600; font-family: 'Times New Roman','serif';">

<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">Compare your monthly earnings and your bills to decide if your dreams could become reality. If you earn less then the amount you need for monthly bills then you will not make it. If you are not happy with your findings, go back and choose a different house, car, or job that will "fit the bill". <span style="color: black; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">I encourage you to make changes so that you can live within your budget. //<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">If you feel that any of the other monthly expenses in the chart need to be changed, __change them__ //<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">. //<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">For example, if you have a family, your grocery and electric bill will be considerably higher than if you live alone. If you have cable for your television and high-speed internet, your cable bill will also be higher. Take a look at each of the categories and make changes as needed. // <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';"> Make sure to have an explanation about why you have changed the bills. Be prepared to discuss your findings and the<span style="font-size: 20px; font-family: 'Times New Roman', Times, serif;"> changes you may have made to your project. Your classmates are interested in learning if they will realize their dreams and if you are able to make your dreams come true.

<span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">

<span style="font-size: 22px; color: #cc0099; font-family: 'Times New Roman', Times, serif;">Evaluation
<span style="font-size: 18px; font-family: 'Times New Roman', Times, serif;">Everyone has dreams and it doesn't hurt to have big dreams, but it is much more satisfying if a person can make their dreams come true. This project should have given you a chance to think about the choices you will need to make in your future. Answer some questions about what you've learned from this webquest. <span style="font-size: 16pt; color: #ff0000; font-family: 'Times New Roman', Times, serif;">Your answers need to be in **PARAGRAPH** form, **__not__** just a sentence or two. Only partial credit will be given if you give a short answer. // [|Evaluation.doc] __IMPORTANT NOTE:__ This is what the conclusion questions look like, BUT you MUST open the separate document (above) and complete your answers there. // <span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">

//1. What kind of job do you need to have to be able to live in the house of your dreams? Describe the TYPE of job, not necessarily the specific job.// Elaborate with several sentences! <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">

<span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">2. What will you have to do in elementary, middle, and high school, as well as college to achieve this type of job? Be detailed about all THREE stages!! <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">3. What kind of car will you be able to afford and how much could your monthly expenses be? Again, the type / expense of the car should be described in detail. <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">4. With the job you have chosen, do you think you will be able to provide for yourself and family? Explain your answer using details. //This is __not__ just a yes / no answer.// <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';">

<span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">5. With the job you have chosen, do you think you would be able to spend time with your family (both quality and quantity)? Again, be detailed. ELABORATE! // This is not a yes / no answer either.// <span style="font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: blue; font-family: 'Times New Roman','serif';"> <span style="color: blue; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">6. Using what you have learned about earning money and paying bills from this webquest, what do you think you could do to help yourself in your future? <span style="color: red; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 13.5pt;">Be detailed in a PARAGRAPH!! This answer is an important one! <span style="color: red; font-family: 'Times New Roman','serif';">

<span style="font-size: 20pt; color: #cc0099; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;">Conclusion
<span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">You will hand in your worksheets (Budget Worksheet, Monthly Bills Chart, Resume, and Conclusion- in that order), and present your work and findings to the class in a discussion setting. The oral component of the project will be graded based on the rubric below. As you are finishing up your project, check to make sure you have covered all of the components listed on the rubric. Take notes about your presentation so that you will have a good presentation. <span style="color: black; font-family: 'Times New Roman','serif';"> <span style="font-size: 13.5pt; color: black; font-family: 'Times New Roman','serif';">During the discussion you will receive feedback about your project. You may also have a chance to give other groups feedback about their findings and give your ideas to help them to realize their financial dreams.

Grading Rubric [|Oral Presentation Rubric.doc]

<span style="font-size: 14pt; color: red; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt; msobidifontsize: 12.0pt;">[Print This Rubic ONLY Before Oral Presentation.]

==<span style="font-size: 20pt; color: #cc0099; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;">Teacher (ONLY) [|Money Webquest Gradesheet.doc]. == ==<span style="font-size: 16pt; color: #cc0099; font-family: 'Times New Roman','serif';">Students do __not__ need to print or complete this rubric. <span style="font-size: 20pt; color: #cc0099; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;"> ==

<span style="font-size: 20pt; color: #cc0099; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 18.0pt;">
Optional Parent Letter to go with Money Webquest: [|Money webquest parent student discussion sheet.doc]